Format:   Course
Level:   Advanced
Duration:   2 hours
CPD Points:   2

There is a common misconception that traditional insurance policies and cyber-crime extensions provide cover for the costs related to a cyber attack. However, cyber insurance provides broader cover.

Cover includes 1st and 3rd party aspects such as investigating and recovering from a breach while implementing measures to protect the organisation and affected 3rd parties from damages as a result of the breach.  The policy covers breaches resulting from cyber-crimes committed by external parties, but also breaches as a result of malicious or negligent acts carried out by employees.

Format:   Course
Level:   Advanced
Duration:   1 h 30 min
CPD Points:  1.5

Commonly known as fidelity guarantee insurance, the policy provides protection to the employer (insured) against fraud and dishonesty committed by employees, where the employees have benefited financially and the employer has suffered a financial loss. Cover against computer fraud committed by a third party is also covered under this policy.

Format:   Course
Level:   Advanced
Duration:   1 h 30 min
CPD Points:  1.5

The risks associated with being a director or officer are far reaching and the proliferation of new laws could make even routine management decisions nightmarish and trigger personal liability. Such legal proceedings affect not only the directors and officers personally, but impact financially on the company.

Directors and Officers (D&O) cover addresses an insured's wrongful acts including actual or alleged breach of contract; breach of duty, breach of trust, act error, neglect, omission, misstatement, misleading statement, breach of warranty of authority, or any other act done or wrongful attempted.

Format:   Course
Level:   Advanced
Duration:   1 h 30 mins
CPD Points:  1.5

It is vital to a business' survival to be adequately covered against liability risks in South Africa's evolving economic and legislative environment.  Broadform liability cover is a must for any business that has visitors on its premises or that carry out work on sites other than its own registered address. Typical businesses that would make use of this type of cover are manufacturers, wholesalers, distributors, suppliers and retailers.

Liability needs are constantly expanding.  Many policyholders have a need for higher limits due to contractual obligations, global subsidiary requirements and other factors.

Format:   Course
Level:   Advanced
Duration:   1 h 30 mins
CPD Points:  1.5

Professional indemnity insurance is tailor made for professionals and it gives vital financial protection for people who give advice, design products or deliver services.  Professional indemnity protects the professional's reputation and bottom line against a claim for any negligent breach of professional duty, care, or confidentiality – among other issues. Just as important, it also covers the legal defence costs incurred in defending an allegation which can be crippling.

Format:   Course
Level:   Advanced
Duration:   45 mins
CPD Points:  0.5

Medical malpractice insurance is professional indemnity for medical practitioners.  The wording covers the insured for any bodily injury, mental injury, illness, disease or death of any patient caused by any negligent act, error or omission committed by the insured in or about the conduct of their occupation or business as stated in the proposal form or declaration.

Format:   Course
Level:   Advanced
Duration:   45 mins
CPD Points:  0.5

This policy protects the trustees as well as the fund, against fidelity losses as well as errors and omissions committed by the trustees.  So, trustee liability insurance effectively provides crime & professional indemnity cover for trustees of pension, provident, preservation, retirement, & medical aid funds.

Format:   Course
Level:   Advanced
Duration:   45 mins
CPD Points:  0.5

Various factors are considered when an insurer conducts a risk management exercise at the insured. These factors are used to determine whether to insure a risk or what action is required on the part of the insured in order to make the risk acceptable. Different factors are considered depending on the class of liability.

Format:   Course
Level:   Advanced
Duration:   1 hour
CPD Points:  1

Liability risks pose a unique challenge to insurers and reinsurers as an illness that could potentially lead to a claim may not manifest itself until many years later, as is the case with asbestosis.

PRE-REGISTER: COMING DECEMBER 2019

Format:   Course
Level:   Advanced
Duration:   2 hours
CPD Points:  2

Marine insurance basically provides cover against the perils of the sea, e.g. sinking, stranding, heavy weather damage, fire, collision, thieves and piracy.  The subject of the insurance may be the hull, the cargo or the freight (the payment for carriage of the cargo).  Cover may be given during the construction of a vessel or for subsequent voyages or periods of time.  Marine policies may also be written for oil rigs and pleasure craft.

PRE-REGISTER: COMING DECEMBER 2019

Format:   Course
Level:   Advanced
Duration:   2 hours
CPD Points:   2

In law, the basic assumption is that damage, or harm, lies where it falls, that is, each person must bear the damage he suffers.  If someone drives his car negligently and collides with a wall, or clumsily drops and damages an expensive watch, he has, in principle, no legal grounds for compliant or to receive compensation from anyone else.  As an innocent third party, however, you would not be very happy if it happened to be your wall or your watch that was damaged by someone else.  In this case you would look for some kind of compensation.  The wrongdoer has an obligation to compensate for the damage you have suffered, and the person prejudiced a right to claim this compensation.

PRE-REGISTER: COMING DECEMBER 2019

Format:   Course
Level:   Advanced
Duration:   2 hours
CPD Points:  2

Contract confines the benefits and liability to the immediate contracting parties. The supplier's liability arises through the breach of the express or implied conditions of the contract of sale or supply, irrespective of negligence on the part of the seller or supplier.